Set aside tax before it feels spendable.
A rough set-aside on the money you were just paid, plus your months of runway and a calmer ‘safe to spend’ number. An estimate to build the habit, not tax advice.
The money that just landed
Enter the payment you were just paid, and your monthly essentials.
Many Australian sole traders start somewhere around 25–35%. These are illustrative figures, not a recommendation for you, your real rate depends on your income, structure and deductions.
Rent, food, bills, the non-negotiables. Used to work out your runway.
Set aside for tax
$0
Enter a payment to see the split.
Is this tax advice?
No. It is a rough estimate to help you build the habit of setting money aside, general information only. For your actual obligations, talk to a registered tax agent or accountant.
Why set aside tax at all if it is not due yet?
Because money that never felt spendable is easier to part with. Freelancers with irregular income tend to be caught out by a quiet quarter, not by the bill itself.
Does CASHO do this automatically?
In the app, a household set to “just me” shows a tax set-aside figure, months of runway, and a safe-to-spend number after tax and bills. You still enter the income and expenses yourself.
Where to next.
Stop doing this in your head.
CASHO keeps the whole picture live for your household: income, spending, budgets and subscriptions, in one calm view. Free while we’re in beta, no card, no bank login.
A Premium plan (~$7/household/mo) arrives after beta. Everyone in beta keeps the core free.