Shared, not solo
Most money tools assume one person, one bank feed, one set of eyes. Bills are rarely like that. CASHO is built for the people who share the money, in real time, on every device.
About CASHO · made in Australia
We are trying to replace the monthly money argument.
Not with a lecture, and not with another spreadsheet nobody updates. With one warm, shared view of where the household money actually went, that everyone can open together without anyone feeling audited.
The problem we kept running into
Money software is built for individuals. Households are not individuals. Rent is split, groceries are shared, one person pays the internet and another pays for the streaming nobody watches, and at the end of the month everyone has a slightly different story about where it all went.
The usual fixes fail in predictable ways. A shared spreadsheet works until one person stops maintaining it. A bank-connected app works for whoever set it up, and asks the rest of the household to trust a feed they cannot see. Doing nothing works right up until the conversation.
What we built instead
CASHO answers three questions for the whole household at once: where did it all go, who paid for what, and are we okay this month. Every dollar of income lands in one allocation bar. Each person's share of income and spending sits side by side. Budgets and a goal-aware savings ring say whether this month is fine, and flag the subscriptions quietly draining the joint account.
The defining choice is that there is no bank connection. Your household adds what matters, which takes seconds, keeps your banking credentials out of it, and is the moment you actually notice a number.That tradeoff, in full.
What we believe
Four opinions, baked into the product.
You can see all four of these in the app within about a minute of opening it, which is the only real test of a values page.
Privacy is a product decision
We chose no bank connection knowing it costs us convenience. Your household adds what matters, so CASHO only ever holds what you typed in, and never your banking credentials.
Fairness should be visible
Money arguments are usually information problems. Per-person shares, net contribution and settle-up turn "I feel like I pay for everything" into a number everyone can see.
Calm, not nagging
No guilt, no red alerts, no fear framing. Warm design, goal-aware encouragement, and a gentle nudge about the subscription nobody has opened since March.
The facts
CASHO at a glance.
No hedging. If something is not settled yet, we say that instead of filling the gap.
- What it is
- A shared household finance app for couples, families, freelancers and housemates
- Where it is made
- Made in Australia, default currency AUD, with USD, NZD, GBP and EUR supported
- Status
- Beta, and free while in beta with no card required
- Bank connection
- None. Every transaction is entered by your household
- Moves money
- Never. CASHO tracks and organises money, it does not pay bills or transfer funds
- Where the app lives
- my.casho.com.au, with this site as the front door
Where we are up to
CASHO is in beta and free while it stays there, with no card required. Beta households keep the core free afterwards. A Premium plan of around $7 per household per month is planned for later, priced per household rather than per person, and the exact feature split and timing are not finalised yet.Pricing, in detail.
Being in beta also means your feedback lands somewhere. If something is missing, awkward, or plain wrong, tell us athello@casho.com.au. It genuinely shapes what gets built next.
See where your household money actually goes.
Free while we’re in beta, no card, no bank login, no catch. Add your people, set a goal, and find out.
A Premium plan (~$7/household/mo) arrives after beta. Everyone in beta keeps the core free.