Transactions in seconds
Expense or income, amount, merchant, category, who paid, and an optional receipt photo. Searchable and filterable by member, category and type.
Features · free while in beta
Everything your household spends, in one honest view.
Most money tools are built for one person staring at a bank feed. CASHO is built for the people who actually share the bills, and it answers the three questions every household keeps asking.
2 minutes to set up · no card · no bank login
The three questions
Clarity, not spreadsheets.
Everything in CASHO exists to answer one of these three, for everyone in the household at the same time.
Where did it all go?
Every dollar of income flows into one allocation bar: housing, groceries, fun, savings. No adding it up in your head across three accounts.
Read moreWho paid for what?
Each person’s share of income and spending, side by side, with net contribution or settle-up depending on your household type.
Read moreAre we okay this month?
Budgets with a goal-aware savings ring say when you are on track, and quietly flag the subscriptions nobody has used.
Read moreFeature by feature
The five screens your household will live in.
Each one has its own page, with what it does, what it does not do, and the questions households ask about it.
Shared dashboard
Shared dashboard
Income, spending, savings and subscriptions for your whole household on one screen, updating in real time on every device. No more asking whether someone logged that coffee.
See the detail BudgetsBudgets and Smart Budgeting
A clear amount left to spend, per-category cards that colour themselves in, and suggested caps drawn from what your household actually spends. Calm, not nagging.
See the detail SubscriptionsSubscriptions
Every streaming service, app and membership in one list, with the real yearly total, who in the household owns it, and a quiet flag on the ones that look unused.
See the detail Members and rolesMembers and settle-up
A card per person showing their share of income and spending, what they are owed or owe, and what each role is allowed to do. The awkward conversation mostly sorts itself out.
See the detail Insights and goalsInsights and goals
Set a shared savings goal, and CASHO turns your month into progress: a goal-aware savings ring, an honest allocation breakdown, and insight cards that tell you what changed.
See the detailIn every household
The quiet things that make it usable.
Not headline features, just the details that decide whether a household keeps using something after week two.
More than one household
Belong to your home and a share house at the same time, and switch between them. Each household keeps completely separate data.
Made in Australia, five currencies
Default AUD, plus USD, NZD, GBP and EUR. It runs on the web, so it works on whatever device your household actually uses.
Four themes and your own accents
Warm cream, coral pop, fresh mint or cosy dark, plus accent colour, typeface and corner-roundness controls. Money software you do not mind opening.
Export or delete anytime
Settings, then Data and privacy, gives you a full export as JSON and CSV, and delete household or delete account when you want out. Deletion is permanent.
Isolated by design
Each household’s data is walled off from every other household at the database level, and amounts are handled as exact whole cents so totals always add up.
What CASHO does not do, on purpose: no bank or account syncing, no bill payment or transfers, no investing, and no financial, tax or investment advice. It tracks and organises money, and never moves it. Why we built it that way.
Private by design
You add what matters, so you actually see it.
Yes, that means adding transactions yourself. It takes a few seconds, the whole household shares the load, and it’s the exact moment you catch the subscription you meant to cancel. No bank login, no synced feed, nothing leaves your hands.
CASHO tracks and organises money. It never connects to a bank, imports transactions, or moves real money. General information only, not financial advice.
Your data stays yours
No open banking, no stored credentials, no imported feed. CASHO only ever holds what your household types in.
You actually pay attention
Adding what matters yourself takes seconds, and it’s the moment you notice the subscription you forgot to cancel.
Isolated by design
Each household’s data is walled off from every other at the database level. Another household can never see yours.
Start your household in two minutes.
Free while we’re in beta, no card, no bank login, no catch. Add your people, set a goal, and see where the money really goes.
A Premium plan (~$7/household/mo) arrives after beta. Everyone in beta keeps the core free.