A goal you are chasing together.
Set a shared savings goal, and CASHO turns your month into progress: a goal-aware savings ring, an honest allocation breakdown, and insight cards that tell you what changed.
2 minutes to set up · no card · no bank login
- A savings goal the whole household shares
- Goal-aware messaging, ahead or closing in
- Allocation, trends, top merchants, category split
- Insight cards that link to the fix
One goal beats ten good intentions
Set a shared savings goal with a slider in Settings, whether that is a trip, a bond, or a rainy-day buffer. It drives the savings-rate ring on the dashboard, so every month is measured against something you actually agreed on.
Goal-aware, which means it talks back kindly
The ring does not just show a percentage. It reads your progress and says something useful, like being ahead of your goal or closing in on it. Warm when you’re winning, gentle when you are not. Calm, not nagging.
Insights, in plain English
The insights screen holds the full allocation breakdown, an income-versus-expenses trend, your top merchants and the category split. It is the detail behind the dashboard, for the household member who wants to dig.
Smart Insights point at the fix
Alongside the charts, Smart Insights are short cards that deep-link to the screen where you can act, for example noting that two subscriptions sit unused, or that you are on track for a given year. Those figures are illustrative examples, not forecasts you can bank on.
- Rule-based and deterministic, so the same numbers give the same advice.
- Every card links through to the screen where you can do something about it.
- Optional AI-written phrasing is on the roadmap, and CASHO works fully without it.
General information, not advice
Insights describe your own numbers back to you. CASHO is a tracking and budgeting tool, general information only, and never personalised financial, tax or investment advice. For your situation, talk to a licensed professional.
Insights and goals, answered.
More in the full FAQ, or email hello@casho.com.au. We are happy to help.
How is the savings rate worked out?
From the income and spending your household enters for the month, shown as a rate against your goal. You can also try the free savings-rate calculator on this site before you sign up.
Are the insights financial advice?
No. They are rule-based observations about the numbers you entered, general information only. CASHO is not a financial adviser and cannot give personalised advice.
Is it free? What will it cost later?
It’s free while in beta, no card needed. A Premium plan (around $7 per household per month) is planned for after beta, and beta users keep the core free.
Where to next.
Start your household in two minutes.
Free while we’re in beta, no card, no bank login, no catch. Add your people, set a goal, and see where the money really goes.
A Premium plan (~$7/household/mo) arrives after beta. Everyone in beta keeps the core free.