Made for your household · free while in beta

However your household shares money, CASHO fits.

Pick your household type when you start, and CASHO tailors the roles, the copy and which numbers lead. Same app, shaped like your place, so it feels built for you rather than bolted on.

2 minutes to set up · no card · no bank login

Made for your household

However your household shares money, CASHO fits.

Pick your household type when you start, and CASHO tailors the roles, the copy and which numbers lead, so it feels built for you, not bolted on.

M&TCouples

Stop the monthly money fight.

A shared dashboard with each person’s contribution and spend side by side, plus a joint savings goal. Two minutes together on a Sunday, not a spreadsheet stand-off.

  • Net contributor vs. spender
  • Joint savings goal + ring
See CASHO for couples
AFamilies

The whole family’s money, one calm place.

A family savings goal (that trip), kids’ allowance tracking, and a bigger category set for childcare, school and activities. Let the kids learn to log.

  • Teen (view & log) + Kid (view only)
  • Allowance balances
See CASHO for families
4BHousemates

End the spreadsheet chaos.

Settle-up tags show who’s owed back and who owes the house, with a “who’s paid what” view, so the awkward chat sorts itself out.

  • Settle-up: owed back / owes the house
  • Who paid what, at a glance
See CASHO for housemates
JFreelancers

Irregular income, made calm.

A tax set-aside figure, a cash buffer with months of runway, and a “safe to spend” number after tax and bills. Just you, finally clear.

  • Tax set-aside + safe to spend
  • Months of runway
See CASHO for freelancers
What actually changes

Four things move when you pick a type.

It’s not just different wording. The household type decides which figures lead, what the fairness line means, which roles exist, and which categories you get.

Which numbers lead

Couples and families open on income, spent, saved and subscriptions. Housemates see their share and what they are owed. Freelancers see a tax set-aside and a safe-to-spend figure.

What the net line means

The same member card reads as net contributor versus spender for couples, owed back or owes the house for share houses, and an allowance balance for kids.

Which roles exist

Primary, Partner or Secondary, Member and Viewer everywhere, plus Teen (view and log) and Kid (view only) in family households.

Which categories appear

Family households get a bigger category set for childcare, education and activities, so the real spending has somewhere sensible to go.

Life changes, and households can too

You can belong to more than one household at a time and switch between them, so your home and your share house never mix. Each household keeps completely separate data, its own members, its own budgets and its own savings goal. Handy when you move in together, move out, or start freelancing alongside a family budget.

Who CASHO is not for

Three honest exclusions, so nobody signs up for the wrong thing.

  • You want automatic bank-feed import. CASHO is manual by design, and we would rather say so up front.
  • You want to pay bills, transfer money or invest. CASHO tracks and organises money, and never moves it.
  • You want a solo, bank-connected budgeting app. CASHO works for one person, but it shines when money is shared.
Questions

Households, answered.

More in the full FAQ, or email hello@casho.com.au.

Can I change household type later?

The type you choose at setup tailors the copy, the default roles and which modules appear. If your living situation changes, you can also create a new household and switch between them, with completely separate data in each.

Can I be in more than one household?

Yes. You can belong to several households, for example your home and a share house, and switch between them. Each keeps completely separate data.

Is there a limit on people in a household?

No. A household can hold as many members as you need, and everyone sees the same shared data in real time with their own login and role.

Start your household in two minutes.

Free while we’re in beta, no card, no bank login, no catch. Pick your household type and see where the money really goes.

A Premium plan (~$7/household/mo) arrives after beta. Everyone in beta keeps the core free.

Free while in beta · no bank loginCreate your household for free